Telephone:         01284 752334
Email:                  john.shapland@templefinancial.co.uk
INTRODUCTION
Mortgages Independent acts as an introducer to authorised
mortgage advisers who are selected as being totally
independent and deemed to have access to the whole
mortgage market. We believe that this independent status gives
you the best choice of obtaining the right mortgage for you. The
advisers use the latest sourcing technology and aim to provide
you with the most suitable mortgage over your chosen period,
taking into account all the costs. They do not work from a
restricted panel of lenders – unlike the majority of high street
banks and building societies.

Mortgages in the UK are relatively easy to come by at the
moment. Interest rates are fairly low and the competition in the
mortgage market is so intense that lenders are discounting their
rates and offering special deals in a bid to win business from
their competitors – it’s a buyers market. This is the time to think
about re-mortgaging your existing property or arranging a
mortgage for the first time.